Timbaland — Time To Fess Up Over ‘Stolen’ Watch

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is a big fat liar who”s trying to get one over on his insurance company by filing a bogus $1.8 million claim over a missing watch … this according to legal docs filed by the insurance company.

our sources broke the story … Timbaland filed a lawsuit against American Home Assurance Company claiming his 2-year-old daughter lost his Jacob & Co. watch bedazzled with 30 carats of diamonds … and the insurance company won”t ante up.

But in new legal docs … A.H.A.C. claims it doesn”t owe Timbaland a dime — claiming he”s been as slippery as a seal, lying like a rug.  The insurance company claims:

  —  Timbaland bought the watch for $900,000 but insured it for TWICE the purchase price.

 —   Timbaland reported the watch stolen … but 4 months later claimed his daughter misplaced it.

 —   Everyone involved told a different story … the wife implicated another female, the assistant implicated the maid, the maid only copped to sleeping with Timbaland”s brother-in-law and the brother-in-law refused to cooperate.  No one ever mentioned the daughter losing the watch, like Timbaland belatedly claimed.

He should just blame it on Capri Anderson (Google it).