Taylor Swift On the Hunt Again — For Mansions

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For everyone who thought Taylor Swift was a little psycho for allegedly buying a house in Hyannis Port, MA to be next door to her BF … well it may be she”s just a smart real estate investor, because she”s done it again in a WAY more exclusive neighborhood.

Real estate sources tell our sources … Taylor has been looking at one of the most famous properties in Rhode Island — the Harkness House — an 11k-plus-square-foot mansion that sits on 5.23 acres of prime real estate.

To give you an idea of how rich she is … the asking price is North of $20 mil.

Taylor brought her family and real estate agent to the property on Monday and nosed around for a while.  We”re told she spent a lot of time there and really dug it.

So maybe the 23-year-old singer is more savvy than swoony.  Real estate always appreciates over time.  Men don”t appreciate anything.