Ryan Lochte — I’m a Speed Demon on Land Too!

EXCLUSIVE 1119-ryan-lochte-tmz
Ryan Lochte hauling ass in the pool
= Olympic gold medals.

Ryan Lochte hauling ass in his car = INSTANT SPEEDING TICKET.

The swimming champ was pulled over by cops in Gainesville, FL recently — near where his parents live — after officers say he was going 49 in a 40.

According to court records, Lochte was issued a $119 ticket … which he can probably afford. If not, he can always sell his diamond-encrusted grill.

Moral of the story … Florida cops are strict.