Lance Bass to One Direction: SAVE YOUR MONEY!

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The guys from One Direction shouldn”t be blowing their new found fortunes on stupid things like Ferraris … so says Lance Bass … a guy who knows a thing or two about boy bands.

The former N”SYNCer was leaving Katsuya in L.A. last night when we asked about the photo of 18-year-old One Direction member Harry Styles toolin” around Bev Hills in a $200k Ferrari California.

Lance”s advice … “It”s a terrible investment at this stage … SAVE YOUR MONEY, SAVE YOUR MONEY!”

For the record, One Direction has only been around since 2011 and have only released one major album.

Bass has a financial plan for Styles — check out the video … and learn something.