Knicks Star J.R. Smith — Ordered to Pay $48,000 … You STOLE Black Jesus!

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Don”t mess with Black Jesus … or YOU WILL PAY … just ask Knicks stud J.R. Smith, whose ass just lost a $48,000 lawsuit involving a diamond necklace that features an Afro-American rendition of the messiah.

A jewelry company called Lemmerman”s sued Smith, claiming he ordered a bunch of bling back in 2010 — including a diamond chain, two Black Jesus pendants and some earrings — totaling $25,500 … but never paid.

We”re told one Jesus pendant and chain cost roughly $15,000 alone.

Lemmerman”s sued for $48,101 — which includes the jewelry bill plus interest and attorney”s fees — but Smith never responded to the suit … so a judge ruled in Lemmerman”s favor.

Smith has now been ordered to pay the $48,000 asap … or else.  Calls to Smith”s people weren”t returned.